Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

Your first mortgage
Buying your first home is an excellent and enjoyable achievement. With so much to think about it can also feel daunting. It can be difficult to understand all the fees, especially ones that you may face in the future as a consequence of your choice of mortgage now you might not know much about the property-buying process in general.

Almost all information and support available on mortgages and mortgage comparison is based on information relating to arranging a mortgage for the next 2 to 5 years. At AVS, we understand that you don’t want a mortgage because you enjoy owing large sums of money or want a monthly financial commitment. You want to own your home and a mortgage is a means to an end. That is why we look at the whole ‘big-picture’ of how your first mortgage is a single step in a journey and we believe that decisions you make now, should be made with the whole journey in mind.
first time buyer
first home
Your trusted advisor
You don’t have to figure it all out by yourself. Your personal AVS ‘Consiliario’ (advisor/consultant) will help you develop a long-term plan, explaining the different mortgage and protection options available, supporting you at every stage of your home-owning journey.

We give our full professional consideration to fees, charges and features, so you are informed of the true cost of your mortgage and get the best arrangements to ensure the security of your property.

We calculate all costs, walk you through the whole process, use our knowledge and experience to help you get the most favourable terms available and we even complete all the paperwork.
If you are looking to buy your first home, do it with the peace of mind that you have
your very own, personal Consiliario, taking care of the mortgage arrangements,
so you can focus on enjoying the experience.

Why use a specialist?

Banks, your existing mortgage provider and other lenders, only offer their own mortgages. Whereas comparison websites and specialists can select from 1,000’s of mortgages from a wide variety of providers.

Comparison websites search out the best % rates on the market, but the mortgages they present may not be available to you and being rejected for a mortgage can have negative consequences for future applications.

Specialists have access to thousands of mortgage products from hundreds of lenders and recommend a mortgage tailored to you and your chosen property that you are most likely to be approved for.

Why AVS?

AVS differ from other specialists in two key areas:

1. The standard UK mortgage advisor will receive commission that varies based on which mortgage provider they match you to. To provide you with the confidence you need that you are getting the right advice, your personal AVS ‘Consiliario’ is paid a salary with quality-of-service bonuses only.

2. We understand that not many people dream of owing large sums of money to a bank that can repossess your home. Mortgages are a means to an end and what you really want is to own your property. That is why we work with you for as long as it takes, until you are mortgage free. In other words, our focus is on getting you your property by sourcing and advising on financial products that can help you.

We’re ready to help
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