Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.
AVS help self-employed professionals, contractors, freelancers, and small business owners, secure a mortgage. The first thing to note is that you apply for the same mortgages as employed people. The main difference applying for a mortgage when you are self-employed, is evidencing a reliable income. As business, accounting and mortgage experts, AVS are perfectly positioned to offer the highest level of support and be your first choice in supporting your journey to full property ownership.
Your AVS ‘Consiliario’ (personal advisor) will help you gather the information you need and even provide accounting support if necessary.
We work with you to develop a long-term plan, explaining the different mortgage and protection options available, supporting you at every stage. We give our full professional consideration to fees, charges and features, so you are informed of the true cost of your mortgage and get the best arrangements to ensure the security of your property. We calculate all costs, walk you through the whole process, use our knowledge and experience to help you get the most favourable terms available and we even complete all the paperwork.
we genuinely believe our Consiliarios are the best people to support you.
So contact us now and let us support your home ownership journey.
Why use a specialist?
Banks, your existing mortgage provider and other lenders, only offer their own mortgages. Whereas comparison websites and specialists can select from 1,000’s of mortgages from a wide variety of providers.
Comparison websites search out the best % rates on the market, but the mortgages they present may not be available to you and being rejected for a mortgage can have negative consequences for future applications.
Specialists have access to thousands of mortgage products from hundreds of lenders and recommend a mortgage tailored to you and your chosen property that you are most likely to be approved for.
AVS differ from other specialists in two key areas:
1. The standard UK mortgage advisor will receive commission that varies based on which mortgage provider they match you to. To provide you with the confidence you need that you are getting the right advice, your personal AVS ‘Consiliario’ is paid a salary with quality-of-service bonuses only.
2. We understand that not many people dream of owing large sums of money to a bank that can repossess your home. Mortgages are a means to an end and what you really want is to own your property. That is why we work with you for as long as it takes, until you are mortgage free. In other words, our focus is on getting you your property by sourcing and advising on financial products that can help you.
The information on this website is for use of residents of the United Kingdom only. No representations are made as to whether the information is applicable or available in any other country which may have access to it.
Ad Valorem Securitatis Limited is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.